Turn Your Dream Home into Reality

Owning a home is one of life’s biggest milestones, and we are here to make that journey simple, smooth, and affordable. Our Home Loan solutions are designed to help you buy your dream home, construct a new house, or renovate your existing property with ease.

With access to leading banks and financial institutions, we ensure you get competitive interest rates, higher loan eligibility, and flexible repayment options tailored to your financial needs. From application to disbursal, our team provides complete support to make your home-buying experience stress-free.

Types of Home Loans

We Cover All Your Home Loan Needs

1. Home Purchase Loan

The most common type – used to buy a new or resale residential property such as a flat, independent house, villa, or row house.

2. Home Construction Loan

If you own a plot and want to build your house from scratch, this loan funds the construction phase-by-phase based on progress.

3. Home Renovation / Improvement Loan

Want to upgrade your existing home? This loan covers interior work, flooring, painting, electrical upgrades, bathroom renovation, and more.

4. Home Extension Loan

Planning to add a new room, floor, or expand your existing space? A Home Extension Loan covers the cost of structural additions to your property.

5. Plot Purchase Loan

Want to buy a residential plot and build later? We help you finance the land purchase with a Plot Loan.

6. Balance Transfer Home Loan

Already have a home loan at a higher interest rate? We help you transfer it to a partner bank at a lower rate – saving you lakhs over the tenure.

Who Can Apply for a Home Loan?

1. Salaried Individuals:

• Age: 21 to 60 years (at loan maturity)
• Minimum monthly income: ₹25,000
• Employed with a reputed private, public, or government organisation
• Minimum 2 years of total work experience
• Good CIBIL Score – 700 or above preferred

2. Self-Employed / Business Owners:

• Age: 25 to 65 years (at loan maturity)
• Business operational for at least 3 years
• Stable income with filed ITR for last 3 years
• Good repayment history and credit profile

Key Factors That Affect Eligibility:

• Monthly income and existing liabilities
• CIBIL score and credit history
• Property location, type, and valuation
• Co-applicant income (spouse or parent) can increase eligibility
• Age at the time of loan maturity

Documents Required

• Identity & Address Proof
• Income Proof (Salary slips / ITR)
• Bank statements (last 6 months)
• Property documents
• Passport-size photographs